Blanket Finance

How to Use the Calculators

Estimated time: 5 minutes

Using Blanket's Calculators

Blanket provides powerful financial calculators to help you plan your investments and understand the impact of different scenarios. This guide will walk you through using the SIP, CAGR, and Lumpsum calculators.

Blanket SIP calculator interface

SIP Calculator

The Systematic Investment Plan (SIP) calculator helps you estimate the future value of your regular monthly investments.

How to Use

  1. Enter Monthly Investment - Input the amount you plan to invest each month
  2. Set Investment Period - Choose the duration in years
  3. Enter Expected Returns - Input the annual expected return percentage
  4. View Results - See total investment, estimated returns, and final value

What You'll Learn

  • Total amount you'll invest over the period
  • Estimated returns based on your inputs
  • Final corpus value
  • The power of compounding over time

CAGR Calculator

The Compound Annual Growth Rate (CAGR) calculator helps you understand the annualized return of an investment over a specific period.

How to Use

  1. Enter Initial Investment - Input the starting amount
  2. Enter Final Value - Input the ending value
  3. Set Time Period - Enter the number of years
  4. View CAGR - See the annualized return percentage

What You'll Learn

  • Annualized return rate of your investment
  • How to compare different investment options
  • Understanding growth consistency

Lumpsum Calculator

The Lumpsum calculator helps you estimate the future value of a one-time investment.

How to Use

  1. Enter Investment Amount - Input the one-time investment
  2. Set Time Period - Choose the investment duration in years
  3. Enter Expected Returns - Input the annual expected return percentage
  4. View Results - See estimated future value and returns

What You'll Learn

  • Future value of your lumpsum investment
  • Estimated returns over the period
  • Impact of different return rates

Comparing Scenarios

Use the calculators to compare different investment strategies:

  • SIP vs Lumpsum - Compare regular investments vs one-time investments
  • Different Time Periods - See how time affects your returns
  • Different Return Rates - Understand the impact of varying returns

Best Practices

  • Use realistic return expectations (typically 10-12% for equity over long term)
  • Consider inflation when planning for future goals
  • Regularly review and adjust your calculations as goals change
  • Use calculators to set realistic investment targets