SWP Calculator – Plan Monthly Withdrawals from Your Investments
SWP (Systematic Withdrawal Plan) allows you to withdraw a fixed amount regularly from your mutual fund investments. Use this calculator to determine if your investment corpus can sustain your desired monthly withdrawals over the planned duration.
Calculate Your SWP Plan
Frequently Asked Questions
What is SWP?
SWP (Systematic Withdrawal Plan) is a facility offered by mutual funds that allows you to withdraw a fixed amount regularly from your investment. It's the opposite of SIP (Systematic Investment Plan) and is ideal for retirees or those who need regular income from their investments.
How is SWP different from SIP?
SIP is for investing money regularly into mutual funds, while SWP is for withdrawing money regularly from mutual funds. SIP helps you accumulate wealth, while SWP helps you generate regular income from your accumulated wealth. Both use systematic, disciplined approaches but serve opposite purposes.
Who should use SWP?
SWP is ideal for retirees who need regular monthly income, individuals who want to supplement their income, or those who want to systematically withdraw from their investments while keeping the remaining corpus invested. It helps in managing cash flow needs while maintaining exposure to market growth.