Blanket Finance

Five-Chakra Rating System

Estimated time: 6 minutes

Understanding the Five-Chakra Rating System

The Blanket Pulse Rating - Sudarshan Chakra System is Blanket Financial's proprietary stock rating system that helps you quickly assess the investment quality of stocks. Inspired by Vishnu's Sudarshan Chakra—a symbol of precision, clarity, and protection—this rating system provides a simple, intuitive way to evaluate stocks.

Blanket Five-Chakra rating visual

How It Works

The Blanket Pulse Rating is a forward-looking, algorithm-driven measure that evaluates:

  1. Current Stock Price relative to the company's historical performance
  2. Fair Value Estimate based on comprehensive financial analysis
  3. Price Discrepancy between current market price and intrinsic value

Rating Levels

Rating Visual Label Meaning
1 Chakra
Weak Stock appears overvalued or has weak fundamentals
2 Chakras
Fair Stock has average fundamentals, may be fairly valued
3 Chakras
Good Stock has balanced fundamentals and reasonable valuation
4 Chakras
Strong Stock is a solid performer, trading below fair value
5 Chakras
Excellent Top-tier investment opportunity, significantly undervalued
Blanket stock page showing the Five-Chakra display

How to Use the Rating

For Stock Selection

  • Start with Higher Ratings (4-5 Chakras): Focus on stocks with 4 or 5 Chakras as they represent better investment opportunities
  • Use Ratings as a Filter: Combine with other factors like sector, risk tolerance, and investment goals
  • Don't Rely Solely on Ratings: Use ratings as one tool in a comprehensive investment analysis

Key Principle

The core principle is simple:

  • Stocks trading below fair value = Higher rating (better opportunity)
  • Stocks trading above fair value = Lower rating (higher risk)
Fair value versus current price comparison chart

Remember

Ratings are dynamic and change as stock prices move, company fundamentals change, and fair value estimates are updated. Always conduct your own research and consider your risk tolerance before making investment decisions.